National Disability Network: Written Submission for the Pre-Budget Consultations in Advance of Budget 2026

As a member of the National Disability Network (NDN), Disability Alliance BC has signed on to the NDN’s submitted recommendations for next year’s federal budget. See the full submission below or download it here.


The Disability Agenda

Submitted by the National Disability Network:

  •  Alliance for Equality of Blind Canadians
  • Association pour la santé environnementale du Québec / Environmental Health Association of Quebec
  • Autism Alliance of Canada
  • Canadian Association of the Deaf
  • Canadian Council on Rehabilitation and Work
  • Canadian Down Syndrome Society
  • Council of Canadians with Disabilities
  • CNIB
  • COPHAN
  • Disability Alliance BC
  • Disabled Women’s Network of Canada (DAWN)
  • Disability Without Poverty/Le handicap sans pauvreté
  • Easter Seals Canada
  • Inclusion Canada
  • Independent Living Canada
  • Indigenous Disability Canada
  • L’Arche Canada
  • March of Dimes Canada
  • Muscular Dystrophy Canada
  • People First of Canada
  • Plan Institute
  • Realize
  • Rick Hansen Foundation
  • Spinal Cord Injury Canada
  • Wavefront Centre for Communication Accessibility

Summary of Recommendations

Recommendation #1 – Legislate the United Nations Convention on the Rights of Persons with Disabilities (CRPD) into Canadian law to establish a clear, enforceable rights framework across federal jurisdiction and provide a durable foundation for coordinated federal investment in accessibility and disability inclusion.

Recommendation #2 – Fund a comprehensive reform of disability eligibility processes and implement a modernized federal disability eligibility system by creating a centralized, accessible, and portable disability determination process and status, independent of the tax system, reducing administrative inefficiencies and enabling more effective and targeted program spending across government.

Recommendation #3 – Provide resources to develop, implement, and enforce a Government of Canada Disability Inclusion Policy across all departments and agencies that require a disability inclusion lens across all federal decision-making and prevents the creation of new barriers, ensuring that federal investments deliver inclusive outcomes and maximize economic and social returns.

Recommendation #4 – Strengthen the Canada Disability Benefit by committing to increase the value of the benefit amount over the government’s mandate, improve benefit eligibility, and coordinate benefits with the provinces and territories to reduce poverty-related costs, support labour market participation, and improve long-term economic outcomes.

Recommendation #5 – Require accessibility and disability inclusion as a core condition of funding across all federally funded housing, infrastructure and procurement programs and investments – supported by targeted funding for inclusive housing and built environment accessibility initiatives, to improve access to inclusive housing, enhance community participation, and increase the long-term value and sustainability of public infrastructure investments.

Recommendation #6 – Increase and stabilize funding for employment programs for persons with disabilities, including the Opportunities Fund, as part of a broader labour market strategy to strengthen labour force participation and productivity, and to ensure inclusive economic growth.

Overview

Canada has established a strong foundation for disability inclusion through the Accessible Canada Act (ACA) and the Disability Inclusion Action Plan (DIAP). These frameworks recognize accessibility as a human right and commit Canada to a barrier-free country by 2040, creating a foundation for sustained public investment in inclusive systems and infrastructure.

Significant systemic gaps remain in Government of Canada policy, program delivery, and service provision.  As a result, persons with disabilities continue to face barriers that impose both human and economic costs that constrain participation and increase long-term public expenditures.  These include:

  • Persistent poverty
  • Fragmented and burdensome eligibility systems
  • Limited access to affordable, accessible housing
  • Ongoing labour market exclusion

Addressing these barriers is both a human rights obligation and a strategic economic investment. Increased inclusion strengthens labour force participation, improves productivity, reduces reliance on income supports over time, and supports long-term economic growth. Budget 2026 is a critical opportunity to align federal spending with these objectives and shift from commitments to measurable outcomes.

The six recommendations in this submission are drawn from the National Disability Network’s identified priority actions for the Government of Canada to advance disability rights, inclusion, and economic security, as set out in The Disability Agenda: National Advocacy Priorities for the Government of Canada (2026–2029).

Guiding Principles

Federal investments and policy actions should be guided by:

  • Nothing Without Us – Persons with disabilities must be meaningfully involved in and inform the design, implementation, and monitoring of laws, policies, and programs.
  • Rights‑Based and Disability Justice-Informed Approach – Disability policy must be rooted in human rights and address the systemic barriers that drive exclusion.
  • Intersectionality – Disability intersects with race, gender, Indigeneity, age, and socio‑economic status, requiring inclusive and responsive policy design.
  • Accessibility by Default – Accessibility must be designed into systems from the outset, removing the burden on individuals to seek or justify accommodations.
  • Accountability – Commitments must be accompanied by clear responsibility, transparent public reporting, and evaluation based on real‑world outcomes for persons with disabilities.

Detailed Recommendations:

Legislate the CRPD into Canadian Law

Canada ratified the United Nations Convention on the Rights of Persons with Disabilities (CRPD) sixteen years ago, yet the Convention has not been expressly incorporated into domestic law.  With 2026 being the 20th anniversary of the CRPD, the Government of Canada has a timely opportunity to affirm Canada’s commitment to disability rights.

Recommendation #1 – Allocate funding to develop and implement legislation incorporating the CRPD into Canadian law.

This legislation should:

  • Affirm the CRPD as binding in federal jurisdiction
  • Require alignment of federal laws and policies with the Convention
  • Establish mechanisms for monitoring, reporting, and accountability
  • Formalize consultation requirements with persons with disabilities

Embedding the CRPD into domestic law will strengthen policy coherence and provide a clear framework for federal investment decisions, ensuring that funding across departments aligns with a consistent rights-based approach.

Impact: Establishes a durable legal foundation for disability rights, strengthens policy alignment, and supports more effective and coordinated federal investment.

A New Approach to Federal Disability Eligibility

Current eligibility rules for federal disability programs, services, and benefits are fragmented, inconsistent, and often experienced as burdensome, stigmatizing and exclusionary. Disability policy is too frequently driven by tax policy, and the Disability Tax Credit (DTC) has become an inappropriate and access-limiting gatekeeper for a growing number of programs, including the Canada Disability Benefit.

Recommendation #2 – Fund a comprehensive reform of disability eligibility processes and implement a modernized federal disability eligibility system.

Key elements should include:

  • Use of the Accessible Canada Act definition of disability
  • A centralized disability status determination process outside the Canada Revenue Agency that is dignified, accessible and rights-based
  • Processes grounded in dignity, with strong procedural protections and supported decision-making, and aligned with modern disability policy principles

The system should produce a portable disability status that:

  • Applies across federal programs
  • Eliminates repeated reassessments
  • Reduces administrative burden

Impact: Improves access to benefits, reduces administrative inefficiencies and costs, and ensures federal investments are delivered fairly, consistently, and effectively.

A Government-Wide Disability Inclusion Policy

Despite existing commitments, disability inclusion is not yet consistently embedded across federal decision‑making. As a result, new barriers continue to be created through policies, investments, services, and programs that are not designed with disability in mind.

Recommendation #3 – Budget 2026 should provide resources to develop, implement, and enforce a Government of Canada Disability Inclusion Policy across all departments and agencies.

This policy should:

  • Require a disability inclusion lens in all federal decisions
  • Prevent the creation of new barriers
  • Apply across all departments and agencies
  • Be supported by training, tools, and accountability mechanisms

Embedding disability inclusion into federal decision-making processes ensures that public investments—across infrastructure, programs, and services—are inclusive by design, reducing future costs associated with retrofits, exclusions, and program inefficiencies.

Impact: Ensures that federal spending delivers inclusive outcomes, prevents costly barriers, and maximizes the long-term return on public investment.

Strengthen the Canada Disability Benefit

The Canada Disability Benefit represents a historic milestone in addressing affordability issues (housing/food insecurity) and in reducing poverty among persons with disabilities. But current levels are insufficient to reduce disability poverty, and benefit eligibility is determined by tax analysts.  Canada Disability Benefit payments are at risk of being clawed back by provinces and territories, the consequence being no additional income for recipients or putting pre-existing benefits in jeopardy.

Recommendation #4 – Strengthen the Canada Disability Benefit by committing to increase the value of the benefit amount over the government’s mandate, improve benefit eligibility, and coordinate benefits with the provinces and territories.

This includes:

  • A multi-year plan to raise benefit levels to reduce poverty
  • A new eligibility process outside of the CRA and DTC, as proposed in Recommendation #2
  • Federal–provincial/territorial agreements to eliminate benefit claw backs
  • Improved federal-provincial/territorial coordination of income supports

Strengthening the Canada Disability Benefit represents a strategic investment that reduces poverty-related costs, supports labour market participation, and improves long-term economic outcomes.

Impact: Addresses affordability (housing/food insecurity) pressures, strengthens economic security, lowers long-term social costs, and supports increased economic participation.

Invest in Accessible, Inclusive and Affordable Housing

Across Canada, people with disabilities face significantly reduced choice in where and how they live because housing—and the surrounding built environment of transportation, public spaces, and community infrastructure—creates or perpetuates barriers. This is particularly so in Indigenous communities, where historic underinvestment has compounded barriers.

The Government of Canada is making historic investments in housing and infrastructure.  But accessibility is not a core condition of federally funded infrastructure, housing, and procurement programs. Funding for inclusive housing is virtually non-existent, and the minimal funding available for accessibility retrofits is woefully inadequate.

Recommendation #5 – Require accessibility and disability inclusion as a core condition of funding across all federally funded housing, infrastructure and procurement programs and investments – supported by targeted funding for inclusive housing and built environment accessibility initiatives. 

This includes:

  • Embedding accessibility as a core funding condition
  • Establishing a harmonized national framework for accessible and inclusive housing
  • Supporting inclusive, community-based housing over segregated models
  • Funding accessibility retrofits
  • Investing in accessibility in Indigenous communities
  • Strengthening coordination across federal housing initiatives

Impact: Expands access to inclusive housing, improves community participation, and enhances the long-term value and sustainability of public infrastructure investments.

Reduce Barriers to Employment

The Government of Canada has identified employment as a priority area in both the Accessible Canada Act and the Disability Inclusion Action Plan and has created an Employment Strategy for Canadians with disabilities.  This is in recognition of the ongoing employment barriers, discrimination and exclusion faced by persons with disabilities across Canada.  It also recognizes that employment of persons with disabilities strengthens the economic growth and sustainability of Canada by expanding the workforce, filling labour shortages, increasing GDP and productivity, driving innovation and business success, and boosting consumer spending.

The success of these initiatives depends on stable and adequate investment.

Recommendation #6 – Increase and stabilize funding for employment programs for persons with disabilities, including the Opportunities Fund, as part of a broader labour market strategy. 

This should:

  • Scale proven national initiatives
  • Support disability-led organizations
  • Ensure employment results in a net financial benefit
  • Support collaboration with provinces and territories to expand employment pathways

Targeted investments in employment supports for persons with disabilities will expand Canada’s labour force, address skills shortages, and increase productivity.

Impact: Increases labour force participation, strengthens inclusive economic growth, and generates long-term fiscal benefits through increased earnings and tax revenues.

Conclusion

The Government of Canada has committed to a barrier-free Canada by 2040. Budget 2026 is an opportunity to accelerate progress by aligning federal investments with this goal and ensuring that public spending delivers measurable improvements in accessibility, inclusion, and economic participation.

Investing in disability inclusion is both a human rights imperative and a sound economic strategy.  Modernizing systems, strengthening income supports, and embedding accessibility across federal investments will reduce long-term costs, expand labour force participation, and improve overall economic resilience.

The National Disability Network is committed to working in partnership with the federal government to advance these priorities and ensure lasting impact.

About Us:

The National Disability Network is a collaborative coalition of national, regional, and community-based organizations representing persons with disabilities across Canada. It brings together disability-led organizations, advocacy organizations, and service providers to advance shared priorities on disability rights, accessibility, and inclusion, reflecting diverse lived experiences and working collectively to inform federal policy and drive systemic change.

Contact:
Lori Vaanholt, NDN Communications Committee
Tel 905-721-6836
lvaanholt@larche.ca

Federal Budget 2025 Announced

Yesterday, November 4th, 2025, the federal government announced Budget 2025. The budget contains several items that pertain to people with disabilities and people living on low incomes. We’ve listed them below. DABC will issue a statement with our thoughts on the budget in the near future.

Read the full budget here: https://budget.canada.ca/2025/home-accueil-en.html.

Have questions? Email taxaid@dabc.ca or call 236-477-1717  for questions specifically relating to tax measures, and email dtc@dabc.ca  or call 604-923-8136 for all other questions.


Delivering Automatic Federal Benefits for Low-Income Individuals

  • Automatic Federal Benefits for the 2026 tax year. These individuals will be able to review and confirm a pre-filled income tax return, and the Canada Revenue Agency (CRA) will automatically file these individuals’ taxes to ensure they receive government benefits they qualify for—including benefits that these Canadians may not be aware they are entitled to.
  • To help individuals with lower incomes receive the benefits to which they are entitled, Budget 2025 also proposes to amend the Income Tax Act to allow the CRA to file a tax return on behalf of certain eligible individuals with lower incomes in simple tax situations who do not owe tax and do not file themselves.

Protecting Against Economic Abuse in Financial Institutions

  • Budget 2025 proposes to introduce a voluntary Code of Conduct for the Prevention of Economic Abuse for federally regulated banks. This code, to be overseen by the Financial Consumer Agency of Canada, will set clear expectations for how banks can identify, prevent, and respond to economic abuse to better protect Canadians.

Personal Support Workers Tax Credit

  • Budget 2025 proposes to introduce a temporary Personal Support Workers Tax Credit, under which eligible personal support workers employed in the remaining provinces and territories could claim a refundable tax credit equal to 5 per cent of their eligible earnings, providing support of up to $1,100 per year.

Lowering Barriers to Access the Canada Disability Benefit

  • Budget 2025 proposes funding of $115.7 million over four years, beginning in 2026-27, and $10.1 million per year ongoing, for a one-time supplemental Canada Disability Benefit payment of $150 in respect of each Disability Tax Credit certification, or re-certification, giving rise to a Canada Disability Benefit entitlement. This one-time payment would be retroactive to the launch of the Canada Disability Benefit. Following successful completion of the regulatory process, the first supplemental payments are expected to be made to Canada Disability Benefit recipients before the end of 2026-27.
  • In addition, the government is committed to looking at ways to provide such a payment in respect of other Disability Tax Credit certifications as part of its work to review and reform the process to apply for the credit.
  • Budget 2025 confirms the government’s intention to bring forward legislation to exempt the Canada Disability Benefit from being treated as income under the Income Tax Act.

Top-Up Tax Credit

The rate applied to most non-refundable tax credits is based on the first marginal personal income tax rate. In very rare cases where an individual’s non-refundable tax credit amounts exceed the first income tax bracket threshold ($57,375 in 2025), the decrease in the value of these credits may exceed their tax savings from the rate reduction.  To ensure that no one in this circumstance has their tax liability increased by the middle-class tax cut, and to help Canadians transition to the lower credit rate, Budget 2025 proposes to introduce a new non-refundable Top-Up Tax Credit. The credit would effectively maintain the current 15-per-cent rate for non-refundable tax credits claimed on amounts in excess of the first income tax bracket threshold.

Qualified Investments for Registered Plans

Budget 2025 proposes the following amendments to simplify, streamline, and harmonize the qualified investment rules for Registered Retirement Savings Plans (RRSPs), Registered Retirement Income Funds (RRIFs), Tax-Free Savings Accounts (TFSAs), Registered Education Savings Plans (RESPs), Registered Disability Savings Plans (RDSPs), First Home Savings Accounts (FHSAs), and Deferred Profit Sharing Plans (DPSPs).

As of January 1, 2027,

  • RDSPs would be permitted to acquire shares of specified small business corporations, venture capital corporations, and specified cooperative corporations
  • Shares of eligible corporations and interests in small business investment limited partnerships and small business investment trusts would no longer be qualified investments.

Home Accessibility Tax Credit

At present, if the eligibility criteria for both credits are met, taxpayers can claim both HATC and Medical Expense credits in respect of the same expense. Budget 2025 proposes to amend the Income Tax Act such that an expense claimed under the Medical Expense Tax Credit cannot also be claimed under the Home Accessibility Tax Credit. This measure would apply to the 2026 and subsequent taxation years.

Canada Carbon Rebate

With the removal of the federal fuel charge as of April 1, 2025, the government provided a final quarterly CCR payment starting in April 2025 to eligible households. To support the winding down of mechanisms to return fuel charge proceeds, Budget 2025 proposes to amend the Income Tax Act to provide that no CCR payments would be made in respect of tax returns, or adjustment requests, filed after October 30, 2026.

Community Update: DABC's Response to 2024 Federal Budget

April 16th, 2024

Today, the federal government released Budget 2024. Included in the Budget is new information about the Canada Disability Benefit Act (CDB), which received Royal Assent on June 22nd, 2023, but has yet to come into force.

Budget 2024 reveals the following updates about the CDB:

  • The CDB will likely provide a maximum of $2,400 per year to eligible Canadians with disabilities.
  • Only people with disabilities, ages 18-64, who live on low incomes and have been found eligible for the Disability Tax Credit (DTC) will be eligible for the CDB.
  • Eligible Canadians will likely begin receiving CDB payments as of July 2025.
  • The federal government will provide $243 million over six years, beginning in 2024-25, and $41 million per year ongoing, to cover the cost of the medical forms required to apply for the Disability Tax Credit, to expand access to the DTC and therefore the CDB.
  • The federal government is calling on provinces and territories to ensure that CDB payments are not clawed back from provincial or territorial income/disability supports.

While DABC is happy to see a timeline for the enactment of the Canada Disability Benefit and the government’s recommendation against clawbacks, we are extremely disappointed to learn about the Disability Tax Credit eligibility requirement and the proposed $2,400/year cap. It can be very difficult for people with disabilities to be approved for the DTC due to its strict eligibility requirements, and $2,400/year is woefully inadequate; it will not lift most people with disabilities who are eligible for the CDB out of poverty.

DABC will continue to provide feedback to the government on the development of the Canada Disability Benefit.

In more positive news for Canadians with disabilities, “Budget 2024 announces the government’s intention to amend the Income Tax Act to make additional expenses eligible for the Disability Supports Deduction, subject to certain conditions, such as:

  • service animals trained to perform specific tasks for people with certain severe impairments;
  • alternative computer input devices, such as assistive keyboards, braille display, digital pens, and speech recognition devices;
  • and, ­ergonomic work chairs and bed positioning devices, including related assessments.”

Read the full Budget plan here: https://budget.canada.ca/2024/report-rapport/budget-2024.pdf.