This RDSP Awareness Month, we’ve emphasized that there’s more to the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP) than you think. We’ve published blog posts on topics like the SDSP (an RDSP option for shortened life expectancy) and what the 2027 DTC changes mean for Canadians with disabilities. Alongside our Access RDSP partners, BCANDS/IDC and Plan Institute, we have held two Ask the Expert sessions: one on the DTC, and the other on the RDSP.  

We’ve also amplified our request for support for our DTC Medical Fees Fund. Donating to this mutual aid fund means you’re directly helping people to access the DTC, by covering the fees charged by medical practitioners for filling out the application. Learn more here: Cover the Cost.  

To close out the month, we’re sharing some key resources that can help you learn more about and access the DTC and RDSP.

• RDSP.com: Find general information about the DTC and RDSP and the Access RDSP partnership, and access a variety of resources and guides. 
• RDSP Calculator: By answering a few simple questions, the RDSP Calculator can help you project the estimated future value of an RDSP, and the approximate value of future withdrawal payments.
• My DTC: An online tool developed by DABC. It includes in-depth guides for both applicants and medical practitioners on DTC related benefits, eligibility, and the overall process, as well as tools to help with applying.
• Mon CIPH: The French language version of My DTC, developed in partnership with Finautonome.
• Disability Benefits Compass: Use this resource to help guide you through the DTC, RDSP, Persons with Disability (PWD) designation, and the Canada Pension Plan Disability (CPP-D) benefit.
• Benefits Wayfinder: This Canada-wide tool is available to help you find government benefits applicable to you and is not disability-focused.
• DABC’s Help Sheet #14: The Disability Tax Credit and Help Sheet #15: The Registered Disability Savings Plan. Find them in English, Arabic, Persian, Punjabi and Spanish languages on our website: Help Sheets. These self-help guides explain the DTC and RDSP, and how to apply for them.

We hope you’ve found some of the information and resources shared this month to be helpful. Remember: There’s more to the DTC and RDSP than you think! 

DABC has prepared a toolkit for the upcoming provincial election. This toolkit is a non-partisan guide for the disability community in BC. As a registered charity, Disability Alliance BC does not endorse or oppose any political party or candidate. We encourage all voters to consider the issues that matter most to them.

Download the Toolkit in PDF and Word versions below:

• BC Elections Toolkit: PDF version
• BC Elections Toolkit: Word version

In order to make our publications and resources available to more people, Disability Alliance BC has recently had many of our Help Sheets translated into four additional languages (Arabic, Persian, Punjabi and Spanish). Translation services are being carried out by MOSAIC, who is also our partner on our Accessibility for Newcomers project within our Advocacy Access program. Under this project, immigrants and refugees with disabilities have greater access in connecting with advocates for disability support services.

Translation of our Help Sheets would not have been possible without generous funding provided by the Law Foundation of BC. The Law Foundation is also the Advocacy Access program’s primary funder. In addition to financial support to run the program, the Law Foundation is also covering the costs of on-demand, live translation and interpretation services for client appointments with our advocates.

Our BC Disability Benefits Help Sheets are our most popular downloads. These self-help guides explain various benefits and programs, and how to apply for them.

These translations and English versions of the Help Sheets are located at the following link: https://disabilityalliancebc.org/publications/publications-bc-disability-benefits-help-sheets/.

MOSAIC is in the process of translating the remainder of our Help Sheets and our Canada Pension Plan-Disability (CPP-D) Guides into the four languages listed above. Once those translations have been finalized and uploaded, we will send out an additional Community Update and post an announcement on our blog and social media.

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