The Canada Workers Benefit

The Canada Workers Benefit (CWB) is a refundable tax credit created by the CRA to help individuals and families that work and earn a low income. The CWB can be claimed each year on your tax return, as long as you are eligible. The CWB has a basic amount and a disability supplement. 

What makes someone eligible? 

To be eligible for the CWB basic amount, you have to meet the following criteria: 

• Earn working income 
• Have your net income be below $33,015 
• Be a resident of Canada throughout the year 
• Be at least 19 years old on December 31^st of the eligible tax year, or live with your spouse/common-law partner or your child 

It is important to note that you will not be eligible for the CWB if you or your eligible spouse/common-law partner: 

• Are enrolled as a full-time student for more than 13 weeks of the year, unless you have an eligible dependent 
• Have been confined to a prison for at least 90 days of the year 
• Do not have to pay tax in Canada due to a position as an officer or servant of another country 

What about the Disability Supplement? 

The Disability Supplement has the same eligibility criteria; however, you also have to be approved for the Disability Tax Credit (DTC). The DTC is a non-refundable tax credit that helps reduce taxes owing for people with disabilities and their caregivers, and is also a gateway to federal tax and financial programs. You can learn more about the DTC here.  

So, how much can I get? 

The maximum basic amount for the CWB is $1,428 for single individuals. 

This amount is gradually reduced if your adjusted net income is more than $23,495. Note that your net income is your income after all deductions are made on your tax return. You will not get the basic amount if your adjusted net income is more than $33,015. 

For families, the maximum basic amount is $2,461. 

Like the amount for single individuals, the amount is gradually reduced if your adjusted family net income is more than $26,805, and you will not receive the basic amount if your adjusted net family income is more than $43,212. 

As for the Disability Supplement, the maximum amount is $737 for single individuals and families. 

For single individuals, the Disability Supplement is gradually reduced if your adjusted net income is more than $33,018 and you will not receive it if your adjusted net income is more than $37,932. 

For families, the Disability Supplement is gradually reduced if your adjusted family net income is more than $43,210. In cases where one spouse is eligible for the Disability Tax Credit, you will not get the Disability Supplement if your adjusted family net income is more than $48,124. If both spouses are eligible for the Disability Tax Credit, you will not get the Disability Supplement if your adjusted family net income is more than $53,037. 

It’s important to note that while only one person per household can receive the CWB, if you and your spouse are eligible for the DTC and the Disability Supplement, both of you can receive those amounts. 

How will I get my CWB payments? 

After claiming the CWB on your tax return, you will get up to 50% of your CWB in the form of advance quarterly payments through what the CRA calls the Advanced Canada Workers Benefit (ACWB). While in previous years you had to apply for advance payments separately, as of 2023, no application is required. Advanced payments will be automatically sent to you. 

Another great benefit of the CWB is that the Disability Supplement is retroactive and included in tax calculations when the DTC is applied to your tax returns. This means that if you have been receiving the CWB for a number of years and have recently been approved for the DTC for any years before you applied, you can also receive the Disability Supplement for any year you were deemed DTC eligible while receiving the CWB.  

I think I’m eligible but haven’t gotten it! What should I do? 

If you think you’re eligible for the CWB and need help filing your taxes, we are here to help. Our Tax AID Program helps people with disabilities with filing their taxes and other tax-related matters. We can help you get up to date on your returns and our advocates can have a one-on-one consultation with you to see if you are eligible and help you secure the CWB.  

For more information and to book an appointment, visit our Contact Us page. 

*We have created an infographic to accompany this post. Download it here:

DABC joins the call for a ceasefire

Disability Alliance BC has joined over 260 humanitarian, civil society, faith, and labour organizations in calling on the Government of Canada to: 

• Call for an immediate ceasefire in Israel-Palestine 
• Call for an end to the blockade of Gaza and for the restoration of humanitarian aid and access to the basic necessities of life.

While the temporary ceasefire will provide some relief, it is not enough: a permanent ceasefire and an end to the Israeli occupation of Palestine is needed to put an end to widespread loss of life, displacement, and intense suffering.  

We condemn all targeting of innocent Palestinian and Israeli civilians, and the rise of Anti-Arab and anti-Palestinian racism, Islamophobia, and antisemitism in Canada and beyond. Palestinians, Israelis, and all people in the region deserve to live in peace and security and with justice for all. 

We encourage you to: sign a federal petition to the House of Commons, email your MP and political leaders, and join days of action if you’re able.  

Visit https://ceasefirenow.ca/ to learn more. 

ICYMI: Support DABC this #GivingTuesday!

Save-the-Date: On Tuesday, November 28^th, 2023 DABC is excited to be participating in this year’s GivingTuesday event with our online fundraising platform CanadaHelps. While Black Friday and Cyber Monday are the biggest shopping days of the year, Giving Tuesday is the largest global day for generosity.

Last year, in 2022 Canadians raised $13M in 24 hours supporting over 9,183 charities. Thanks to your support DABC received 9 donations on GivingTuesday for a total of $1,670 – which is 7 times the total we received from online donations in the previous month.

This year, we are calling on you, our supporters, to help us reach our 2023 goal of 20 donations for a total of $5,000. Your support with individual or monthly recurring donations enables us to carry out the crucial advocacy work DABC does on behalf of people living with all disabilities across the province.

So thanks for marking your calendars to add your contribution to DABC this GivingTuesday! We are grateful for your support each and every day of the year. DABC’s CanadaHelps profile: https://www.canadahelps.org/en/charities/dabc/.

Here’s Sharareh Saremi, Manager of DABC’s Advocacy Access program talking about what your support means for her work:

“We work hard to make sure the needs of the disability community are heard. We’re on many committees – among them BC Hydro, TransLink, the MSDPR, the Parks Board. We’re always making recommendations for accessibility and advocating for people living with disabilities.

Change takes time and a lot of work, but it does happen – this year the provincial PWD rate for shelter went up $150/month as of July 2023. Before that the last rate increase was in 2020. The annualized earnings exemption is also increasing in January 2024. These are the kinds of small positive improvements we are advocating for behind the scenes each and every month, and they all add up. While we recognize that this is not enough we are hopeful in our continued advocacy efforts to enact bigger change.”