It’s RDSP Awareness Month!

October 1, 2025 by DABC

Banner with orange background that says "October is RDSP Awareness Month. More people qualify than you might think." There is a graphic of an arrow pointing upwards, adorned with coins and various mobility devices.

Today, October 1st, marks the beginning of RDSP Awareness Month! In 2014, the government of BC declared October RDSP Awareness Month to help raise awareness about the Registered Disability Savings Plan (RDSP). The RDSP is the world’s first savings plan specifically designed for people with disabilities.  

The RDSP is particularly revolutionary because people who are eligible for the RDSP can benefit even if they cannot put any money into the plan or can contribute very little. Individuals 49 and under who qualify for the RDSP may be eligible for government grants and bonds, which can total up to $90,000 over the lifetime of the RDSP—and, in BC, it will not affect other disability benefits. 

To open an RDSP, you must be found eligible for the Disability Tax Credit (DTC). More people would qualify than you might think.  

Do you have difficulty with either walking, eating, making meals, getting dressed, speaking, hearing, seeing, using the toilet, or with mental functioning? Or do you need a type of therapy to help keep you alive? If so, watch this space and follow us on social media to learn more about how you might be eligible.  

Throughout October we’ll be posting about all things RDSP and DTC, including: 

  • Our online DTC tool, My DTC: https://mydtc.dabc.ca/ 
  • Access RDSP’S two upcoming “Ask the Experts” online sessions: Disability Tax Credit and Tax Topics on the DTC (October 22nd) and the RDSP and Financial Planning (October 27th)
  • Our DTC Medical Fees Fund, through which we aim to lessen financial barriers people may experience to applying for the DTC 
  • The DTC and the Canada Disability Benefit (CDB) 
  • The DTC and its other benefits 

If you need help with the Disability Tax Credit: 

Learn more at https://www.rdsp.com/month/.