For many Canadians with disabilities and their families, the Disability Tax Credit (DTC) and Registered Disabilities Savings Plan (RDSP) may seem complicated and out of reach. Understanding how these programs work together can make a meaningful difference for planning for the future.
Throughout RDSP Awareness Month in 2026, we’ll be exploring the theme: there’s more to the DTC and RDSP than you think.
The Disability Tax Credit is more than just a tax credit; it can open doors to other federal programs and benefits, including access to the RDSP. The RDSP is also more than just a savings account; it’s a long-term financial planning tool designed to help people with disabilities build financial security, with government grants and bonds adding to personal contributions.
There are also important details that many people just don’t know: eligibility rules which are changing in 2027 to make access easier, contribution and withdrawal strategies, government incentives, beneficiary and holder considerations, deadlines, and special provisions for people whose circumstances may change (for example, those with shortened life expectancies).
This month, we seek to make these programs easier to understand and help British Columbians ask better questions. Whether you are a person with a disability, a parent or caregiver, a family member, a financial professional, service provider, healthcare provider, or someone supporting a friend or loved one, RDSP Awareness Month 2026 is an opportunity to look beyond the basics and discover what you may have been missing.
Follow our social media and check our blog throughout the month to learn more.
DABC is currently hiring for three positions, which are listed below. Full information about all available positions can be found on our careers page: DABC Careers.
Position: Community Advocate | Access DTC Program
Open: July 24, 2026 Closes: August 20, 2026 Location: Vancouver, BC Category: Community and Social Services Job Type: Full-time fixed term until March 31, 2027 Salary: $58,000
Job Description – Community Advocate
You will join a team of advocates, working one-on-one with people with disabilities to provide in-depth support through the DTC and associated benefits. You will help raise awareness about DTC through the development of strategic partnerships and community outreach. You are also an active team member, able to contribute to the additional administrative responsibilities associated with the day-to-day operation of the program.
Position: Vancouver Island Community Advocate | Access DTC Program
Post Open: July 24, 2026 Post Closes: August 20, 2026 Location: Vancouver Island, BC Category: Community and Social Services Type: 7-month term position until March 31, 2027, with possibility of extension Salary: $46,400 annually (32 hours per week) Report to: Vancouver Island Community Engagement Specialist, Access DTC Program Manager, Director of National Programs
Job Description – Community Advocate
You will join a team of advocates, working one-on-one with people with disabilities to provide in-depth support through the DTC, RDSP, and associated benefits. You will help raise awareness about DTC and RDSP to people across Vancouver Island through the development of strategic partnerships and community outreach.
Position: Legal Intake Worker
Open: July 24, 2026 Closes: August 14, 2026/ Category: Non-Profit Legal Job Type: Part time – 32 hours per week Salary: $41,600
Job Description
The Disability Law Clinic is seeking a part-time Legal Intake Worker to join our team. The primary focus of this role will be receiving incoming inquiries from our online intake form, email and voicemails, including providing information and referrals as appropriate.
If you have restrictions that severely impact your daily life, you may qualify for the Disability Tax Credit (DTC), a non-refundable tax credit that helps to reduce taxes that you or your caregiver owes. The DTC also acts as a gateway to other benefits or financial programs, like the Registered Disability Savings Plan (RDSP) and Canada Disability Benefit (CDB).
Once you submit your application, the CRA will determine whether you’re eligible and and how long your eligibility will last. Some people are indefinitely approved for the DTC; this means you will never have to apply again, unless the CRA asks you to! However, we find that it’s more common for the CRA to approve applicants for a certain number of years, sometimes even when their disability is permanent.
Make sure you know if/when your DTC expires. If your DTC expires, you will need to fill out a new application form. We can help!
